Do's and don't of Investing

I have written many topics about Investment but I want to share to you these two things that you should do or not to do in order to succeed in investing. I made  lots of mistakes and I paid it dearly. Ignorance is really very expensive if you know what I mean. I made decisions that I regretted and I felt somewhat duped by unscrupulous people who take advantage because I was too trusty.

Lately I studied and made many research on how to invest correctly. The right thing to do is to read and read about investment before you dive. Buy a book in the bookstore, not just once but many. Follow the advise on how to invest but not the person or company that the author endorse. Some writers are paid writer by the company who paid them to write an article. They always recommend the company to the readers. Some of the companies though are good. Do your own research, information is everywhere nowadays.

Here are things that you should consider when investing:

1.0 Make a goal? What are you investing? For what? Is it for retirement? Vacation? Car? or College Education? Many investors made mistakes because they don't have goals and objectives. Make a blueprint of your investment.

2.0 Another thing is to consider how much you could loss. Are you okay if your investment today will decrease tomorrow into half? If you are not a risk taker you might be depressed. Invest money that you can afford to loss. Education about investing will help you adopt the nature of investing that if your money will lost half of its value you are still okay because you know that it will grow after awhile. Equity will usually double after 5 years. Stocks is higher than that but riskier.

3.0 Read Investment books and personal finance to broaden your knowledge.

4.0 Don't be trader, be an investor. What I mean is that invest for long term like ten years or perhaps you want it for retirement. If you left it for a long time like for example you are 25 years old now and you withdraw it when you reach 65 years old then you are a millionaire. I have an article How many years for an OFW to earn P3 Million?

5.0 Apply Cost Averaging. We all know that stock market is fluctuating every now and then. The technique is to invest the same amount of money every month if you are investing every month. Regardless of the market condition, invest uniformly.

Cost Averaging. Dotted Line is averaging. 

6.0 Consult a professional if your capital is big but be careful as I have experienced many times that these professionals are sometimes just want to earn money regardless they give you good advise or bad.

7.0 Avoid watching stocks News. You just panic and might pull out your money even if you already lost some amount of money. Here is the best thing to do: when the people are selling do the opposite, buy more stocks. When they hungry or keep on buying, be careful! I have observed this kind of situation many times.

8.0 DO review your Investment Strategy and Goal regularly. Our Financial circumstances may change over time and so do our goals. Be open to the possibility of taking another approach or option if needed.

Things that you should not do:

DON'T Invest if you're deep in debt. It doesn't make sense that you invest while your debtis incurring interest. Pay your debt first before Investing.

 DON'T Invest if you have no Emergency Fund. Unexpected events in life might force you to redeem your investment if you have no available cash or liquid assets. Be sure you have enough cash available anytime. Know more about Emergency Fund in my recent blog Makakaya Ko Ba?

 DON'T do business with a broker or investment firm you're not familiar with. Before investing your money, make sure the broker is registered and you did a research about the company. There are a lot of forums, personal finance blogs and Facebook Group that can be your source of information. But, make sure you evaluate the information you gathered.

 DON'T be attracted by high-yield investment schemes. There is no such thing as low risk, high reward Investment. If in case someone tells you that, beware of that person. Scammers often lure investors with promises of quick and huge returns through "risk-free guaranteed high-yield instruments" or some equally deceptive enticement.

 DON'T get emotionally attached to investments that have served you well in the past, but that are no longer performing well or are no longer suited to your needs.

 DON'T put all your eggs in one basket. Learn Diversification. As defined in Wiki, "Diversification means reducing risk by investing in a variety of assets. If the asset values do not move up and down in perfect synchrony, a diversified portfolio will have less risk than the weighted average risk of its constituent assets, and often less risk than the least risky of its constituent."

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Health Benefits of Rambutan

Rambutan (scientifically termed as ‘Nephelium Lappaceumis’) is a fruit that definitely features in the list of ‘Most Exotic fruits of Our Planet’. It’s a fruit not a lot of people know about. However, some experts call it ‘super fruit’ because of the many benefits its ingestion has. This fruit resembles lychees in the way it looks- it is red colored on the outside while its inside it white, it is oval in shape and is generally one to two inches in length.

 Here in the Philippines, Rambutan can be seen everywhere and most people love it. Its season goes along with the Lanzones season, so whenever Rambutan is available, Lanzones is also available. Depending on the variety, Rambutan always comes a little cheaper than Lanzones, but this author prefer the former.

Rambutan

 Medical experts over the years have established the major benefits from eating this unique exotic fruit. One of the most well-known benefits of eating rambutan is to battle diabetes.

The following are the main benefits rambutan can offer.

 1. Anti Cancer.
Rambutan fruit, consists of anti-oxidant components. This is not very well known, but a study carried out by Universiti Kebangsaan Malaysia on ‘Antioxidant and Antiproliferative Activities of Non-Edible Parts of Selected Tropical Fruits’ found out that rambutan can be effective against cancer. The skin and seeds and deeds of the fruit have been proved to be effective against different kinds of cancer.

 2. Improves Sperm Quality.
Eating rambutan could be a big help to people with low sperm count, or have weak sperm cells. Vitamin C, which the rambutan fruit is rich in, can also be very important for sperm development. The possible lack of vitamin C in males can result in restricted ability in fruitful reproduction. This condition can be improved by a remedy which requires the person to up their Vitamin C by about 500 mg for around a month.

 3. Improves Quality of Hair.
A paste made from the leaves of trees is has been known to known to provide nutrition to the hair. This paste is made by taking some rambutan leaves, mashing them, adding some water and squeezing the extract. Many people experience a noticeable change in their hair quality in just a few weeks.

 4. Diabetes Treatment.
The seeds of rambutan, which many people do not eat, have a quality than can cure diabetes. These facts have been established by recent studies released by Oxford College of Medicine.

 5. Treating Common Illnesses.
Many people who are suffering from migraine reported that rambutan can ease the pain. Rambutan can also treat loose bowel movement and other stomach-related problems like diarrhea.

 6. Helps Clean Kidneys.
Rambutan can be used as detoxing agent in cleaning kidneys. Eating a lot of rambutan can actually flush waste from kidneys.

 7. Protects Body from Oxidation.
One of many compounds included in the skin of rambutan is Gallic acid. This particular substance behaves as a predator for free-radicals. The way it does this is by protecting the body from damage due to oxidation.

 8. Boasts Immune System and Prevent Diseases.
Rambutans are also high in vitamin C content. Technically speaking, if you ingest ten to twelve rambutan fruits, you would get 75-90 mg of ascorbic acid, which is more than double the amount that is advised in everyday consumption. The major benefit of vitamin C is that it provides increased immunity from infections (by helping strengthen our body’s defense mechanism).

 9. Makes Skin Better and Younger.
Rambutan helps in hydrating your skin and making its soft and supple like you always wanted. This is due to the high water content that the fruit holds. The water helps in the hydration, helping keep the skin smooth and soft.

 10. Strengthen Bones.
Rambutan helps strengthen bones. This is due to the fact that the fruit is rich in calcium, phosphorus and iron. Healthier bones lead to stable growth and reduced chances of fractures and other bone diseases.

11. Generates red and White Blood Cells.
Rambutan helps balance the blood inside the human body. Of the many nutrients the fruit contains, it contains copper which is vital for the production of red and white blood cells in our body. The fruit also contains manganese which is essential for our body for the production of enzymes and their activation. Enzymes are necessary for carry out many functions in our body and often carry out essential biochemical essential in our body.

12. Boosts Energy.
Juice made from rambutan is excellent energy drink. The fruit is rich in carbohydrate and protein content which helps give an instant energy boost when consumed. The high water content of the fruit also helps quench the thirst and bring back lost energy. It is highly suitable for runners and other sport players because of this property.

13. Dysentery Treatment.
The skin of the rambutan fruit can be used to treat dysentery. It can also be used to cure other chronic ailments like chronic fever. Some people also combine the fruits with other ingredients which greatly increases its efficiency in curing such ailments.

14. Reduces Unwanted Fat.
Rambutan is actually an excellent weight-loss food. Rambutans are highly effective in lessening the body fat content of the human body. This is because the fruit is high in fiber content (2 g per 100 g of fruit) and, at the same, low on calories. Moreover, it has high water content. The seeds also help in weight reduction. In order to ingest rambutan seeds, it is advised to crush them and take them mixed with other foodstuff. Alternatively, they can be consumed raw as well

Permission from http://www.thephilippinepride.com/

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Foods That We Should Eat Every Day

There are foods that we should eat everyday and there are foods that should not. Some of the foods that are not good for our body if we eat them everyday are beets and rhubarb as they content high level of oxalic acid bad to our kidneys. But they are healthy foods too but should be eaten moderately.

There are foods that we should eat everyday because they are very nutritious and high in fiber that our body needs. Some of them are rich in Vitamin C that cannot be store in our body so we need them to eat everyday.

I will enumerate the Foods That We Should eat Every Day.

1.0 Spinach

Spinach

It may be green and leafy, but spinach is no nutritional wallflower, and you know from reading Eat This, Not That!. This noted muscle builder is a rich source of plant-based omega-3s and folate, which help reduce the risk of heart disease, stroke, and osteoporosis. Bonus: Folate also increases blood flow to the nether regions, helping to protect you against age-related sexual issues. And spinach is packed with lutein, a compound that fights macular degeneration (and may help your sex drive). Aim for 1 cup fresh spinach or 1/2 cup cooked per day.

SUBSTITUTES: Kale, bok choy, romaine lettuce

 FIT IT IN:
Make your salads with spinach; add spinach to scrambled eggs; drape it over pizza; mix it with marinara sauce and then microwave for an instant dip.

 PINCH HITTER:
Sesame Stir-Braised Kale > Heat 4 cloves minced garlic, 1 Tbsp. minced fresh ginger, and 1 tsp. sesame oil in a skillet. Add 2 Tbsp. water and 1 bunch kale (stemmed and chopped). Cover and cook for 3 minutes. Drain. Add 1 tsp. soy sauce and 1 Tbsp. sesame seeds.

 2.0 Yogurt

Yogurt

 Various cultures claim yogurt as their own creation, but the 2,000-year-old food's health benefits are not disputed: Fermentation spawns hundreds of millions of probiotic organisms that serve as reinforcements to the battalions of beneficial bacteria in your body. That helps boost your immune system and helps provide protection against cancer. Not all yogurts are probiotic, though, so make sure the label says "live and active cultures." Aim for 1 cup of the calcium and protein-rich goop a day. And choose wisely: Use our Best and Worst Yogurts.

 SUBSTITUTES: Kefir, soy yogurt

 FIT IT IN:
Yogurt topped with blueberries, walnuts, flaxseed, and honey is the ultimate breakfast -- or dessert. Plain low-fat yogurt is also a perfect base for creamy salad dressings and dips.

 HOME RUN:
Power Smoothie > Blend 1 cup low-fat yogurt, 1 cup fresh or frozen blueberries, 1 cup carrot juice, and 1 cup fresh baby spinach for a nutrient-rich blast.


3.0 Tomatoes

Tomatoes

There are two things you need to know about tomatoes: Red are the best, because they're packed with more of the antioxidant lycopene, and processed tomatoes are just as potent as fresh ones, because it's easier for the body to absorb the lycopene. Studies show that a diet rich in lycopene can decrease your risk of bladder, lung, prostate, skin, and stomach cancers, as well as reduce the risk of coronary artery disease. Aim for 22 mg of lycopene a day, which is about eight red cherry tomatoes or a glass of tomato juice. For the best picks in the produce aisle, click here.

 SUBSTITUTES: Red watermelon, pink grapefruit, Japanese persimmon, papaya, guava

 FIT IT IN:
Pile on the ketchup and Ragú; guzzle low-sodium V8 and gazpacho; double the amount of tomato paste called for in a recipe.

 PINCH HITTER:
Red and Pink Fruit Bowl > Chop 1 small watermelon, 2 grapefruits, and 1 papaya. Garnish with mint.

4.0 Carrots

Carrots

Most red, yellow, or orange vegetables and fruits are spiked with carotenoids -- fat-soluble compounds that are associated with a reduction in a wide range of cancers, as well as reduced risk and severity of inflammatory conditions such as asthma and rheumatoid arthritis -- but none are as easy to prepare, or have as low a caloric density, as carrots. Aim for 1/2 cup a day.

 SUBSTITUTES: Sweet potato, pumpkin, butternut squash, yellow bell pepper, mango

 FIT IT IN:
Raw baby carrots, sliced raw yellow pepper, butternut squash soup, baked sweet potato, pumpkin pie, mango sorbet, carrot cake

 PINCH HITTER:
Baked Sweet Potato Fries > Scrub and dry 2 sweet potatoes. Cut each into 8 slices, and then toss with olive oil and paprika. Spread on a baking sheet and bake for 15 minutes at 350°F. Turn and bake for 10 minutes more.

5.0 Blueberries

Blueberries

Host to more antioxidants than any other North American fruit, blueberries can help prevent cancer, diabetes, and age-related memory changes (hence the nickname "brain berry"). Studies show that blueberries, which are rich in fiber and vitamins A and C, also boost cardiovascular health. Aim for 1 cup fresh blueberries a day, or 1/2 cup frozen or dried. Try this amazing blueberry smoothie!

SUBSTITUTES: Acai berries, purple grapes, prunes, raisins, strawberries

 FIT IT IN: Blueberries maintain most of their power in dried, frozen, or jam form.

 PINCH HITTER: Acai, an Amazonian berry, has even more antioxidants than the blueberry. Try acai juice from Sambazon or add 2 Tbsp. of acai pulp to cereal, yogurt, or a smoothie.

6.0 Black Beans

Black Beans

All beans are good for your heart, but none can boost your brain power like black beans. That's because they're full of anthocyanins, antioxidant compounds that have been shown to improve brain function. A daily 1/2-cup serving provides 8 grams of protein and 7.5 grams of fiber. It's also low in calories and free of saturated fat.

 SUBSTITUTES: Peas, lentils, and pinto, kidney, fava, and lima beans

 FIT IT IN:
Wrap black beans in a breakfast burrito; use both black beans and kidney beans in your chili; puree 1 cup black beans with 1/4 cup olive oil and roasted garlic for a healthy dip; add favas, limas, or peas to pasta dishes.

 HOME RUN:
Black Bean and Tomato Salsa > Dice 4 tomatoes, 1 onion, 3 cloves garlic, 2 jalapeños, 1 yellow bell pepper, and 1 mango. Mix in a can of black beans and garnish with 1/2 cup chopped cilantro and the juice of 2 limes.

7.0 Walnuts

Walnuts

Richer in heart-healthy omega-3s than salmon, loaded with more anti-inflammatory polyphenols than red wine, and packing half as much muscle-building protein as chicken, the walnut sounds like a Frankenfood, but it grows on trees. Other nuts combine only one or two of these features, not all three. A serving of walnuts -- about 1 ounce, or 7 nuts -- is good anytime, but especially as a post-workout recovery snack. 

SUBSTITUTES: Almonds, peanuts, pistachios, macadamia nuts, hazelnuts

 FIT IT IN:
Sprinkle on top of salads; chop and add to pancake batter; spoon peanut butter into curries; grind and mix with olive oil to make a marinade for grilled fish or chicken.

 HOME RUN:
Mix 1 cup walnuts with 1/2 cup dried blueberries and 1/4 cup dark chocolate chunks.

8.0 Oats

Oats

The éminence grise of health food, oats garnered the FDA's first seal of approval. They are packed with soluble fiber, which lowers the risk of heart disease. Yes, oats are loaded with carbs, but the release of those sugars is slowed by the fiber, and because oats also have 10 grams of protein per 1/2-cup serving, they deliver steady, muscle-friendly energy. Or have a sandwich, from our list of the Best and Worst Breakfast Sandwiches.

 SUBSTITUTES: Quinoa, flaxseed, wild rice

 FIT IT IN:
Eat granolas and cereals that have a fiber content of at least 5 grams per serving. Sprinkle 2 Tbsp. ground flaxseed on cereals, salads, and yogurt.

 PINCH HITTER:
Quinoa Salad > Quinoa has twice the protein of most cereals, and fewer carbs. Boil 1 cup quinoa in 2 cups of water. Let cool. In a large bowl, toss it with 2 diced apples, 1 cup fresh blueberries, 1/2 cup chopped walnuts, and 1 cup plain fat-free yogurt.

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Grape Seeds Extract is Better than Chemo in killing Cancer Cells

Chemo Therapy is not just expensive but also very dangerous because aside from killing the cancer cell, it also kills good and healthy cells in our body. Many patients are supposed to survive battling cancer but they succumb to death because of this chemo therapy.

But don't you know that there are other way to cure cancer? Custard Apple or Guyabano in Filipino is 10,000 times better than Chemo Therapy. According to study this fruit is very effective. But right now let us discover the effectiveness of Grape seeds.

Grape Seeds is better than chemo to kill cancer cell

Here is the article from www.letsgohealthy.net and read it:

Cancer is still the most dangerous disease till time. What we all know about cancer cure is in terms of chemotherapy and a lot of medicine doses. Have you ever came across the word colorectal cancer. It is the scariest cancer in which the patient’s body becomes resistant to the cancer cell-killing effect of chemotherapy.

 This is the one of the leading diseases which has caused death in the US in recent years. Thus, a lot of research is going on to find a proper treatment and cure on cancer.

 You might think that cure of cancer can never happen apart from the advance medicine. But what the odds are? According to the recent study published in Chemoprevention journal, Technologies in Carcinogenesis and Cancer, grape seed extract can help us to cure cancer.

It’s unbelievable about really miraculous to see that grape seed extract exactly targets the cancer cells and kill those cell without disturbing the other body cells. It overcomes one of the disadvantages of chemotherapy, also it is a natural way to cure cancer. The grape seed extract has the capability to kill the cells which have become immune to chemotherapy. Thus, it is a positive hope for the patients who are suffering from colorectal cancer.

 Each of the cancer treatment must provide the following benefits to the patient which will make it worthwhile to implement

 Should have the ability to prevent the formation of cancer cells.

Should be able to prevent the spread of cancer cells and tumors in other parts of the body.

Should be effective to kill the cancer cells.

With the recent research on the topic of grape extract treatment for cancer. All the above points can be taken care by the grape extract treatment and thus it can be one of the most effective methods to cure cancer.

Grape Seed Extract to Prevent Carcinogenesis

 Carcinogenesis is termed as the beginning of the formation of a tumor in our body. There exist a very effective compound called procyanidins in grape seed extract. This ingredient has an ability to kill the cancer cells at a much early stage before it starts the actual damage.

Thus, grape seed extract brings down the formation of new tumors and thus prevents growing cancer in our body. 

The recent research also provides that procyanidins in grape seed extract consist of anti-tumor and antioxidant properties which help to prevent the tumor formation in the body.

Grape Seed Extract Impact on Angiogenesis

 The process of growth and survival of cancer cell in the body is termed as angiogenesis. The growth process of tumor creates a need of formation of new blood vessels for this tumor to ensure the proper supply of nutrients required for growth.

 But what if the formation of new blood vessels will get blocked? This will automatically kill the cancer cell by restricting its growth. That’s what grape seed extract does in our body. As per the research the anti-angiogenesis properties of grape seed extract, it prevents the formation of new blood vessels and shut down the tumor growth.

Thus, the lack of nutrients for growth will kill the cancer cell and prevents the spread of cancer in your body.

 Grape Seed Extract Impact on Apoptosis

 The death and regeneration of body cell is a continuous process. The cell death is termed as apoptosis. In our body, many cells are dying after the certain stage and got regulated as well.

As compared to the normal body cell, the tumor or cancer cells don’t die early. This allows the tumor to attain proper growth and it continue to damage the body. Thus, there is always a need to kill this cancer cell before they got regenerate.

 Grape seed extract does this work very efficiently. It kills the cancer cell before the egg layoff process and thus restrict the growth and spread of cancer in the body.

 This is something chemotherapy is not capable of doing. The major drawback of chemotherapy is that it kills all the cells which include the healthy cells as well. It is not able to target just the cancer cell to treat the issue.

Thus, with all the benefits the grape seed extract can act as an excellent remedy to treat the cancer disease. It is recommended to use the products with 40%-80% of grape seed extract.

Take advantage of the solution that Mother Nature could offer you.

 Try this remedy to get rid of the scary cancer disease and pass on the knowledge to people who have started a battle against cancer in their life.

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